No OHIP coverage doesn't have to mean no doctor. Doctor Fran connects you with licensed Ontario physicians by phone — pay directly with a credit or debit card, no health card needed.
Yes. OHIP is how the province pays for insured residents' care; it is not a requirement to receive care. Patients without OHIP pay for medical services directly, which is how Doctor Fran works.
Who uses a service like this?
International students, visitors staying with family, work permit holders, newcomers waiting for their OHIP card, and people whose health card has expired — anyone in Ontario without OHIP who finds walk-in clinics and family practices hard to access.
How much does it cost?
Consultations are a flat $82 CAD — sick notes, referrals and general consultations cost the same — and follow-up appointments to review results are $59, with documents included and no membership or subscription. Insurance and disability forms are the only exception and are priced separately in the app. You see the price before you book.
Who will I speak to?
A physician licensed in Ontario and registered with the College of Physicians and Surgeons of Ontario (CPSO). The physician calls you by phone, typically the same day. No health card, OHIP or referral is required.
What can a physician help with?
General consultations, mental health concerns such as anxiety and depression, sick notes, referral letters, lab requisitions and insurance forms.
Do I have to be in Ontario?
Yes. Doctor Fran serves patients located in Ontario, Canada only.
Who this is for
More than a million people in Ontario have no OHIP coverage
You might be an international student, a visitor staying with family, a work permit holder, a newcomer waiting for your OHIP card, or someone whose health card has expired. Whatever the reason, if you're in Ontario and don't have OHIP, walk-in clinics and family practices can be hard to access — and emergency rooms are expensive and meant for emergencies.
Doctor Fran is an uninsured-friendly alternative: a telemedicine app where you book a consultation, pay by card, and a physician licensed in Ontario calls you — typically the same day.
No OHIP, health card, or referral required
Every consultation is with a physician licensed in Ontario (CPSO-registered)
Mental health consultations — anxiety, depression and more
Sick notes, referral letters, lab requisitions, and insurance forms
Transparent card payment in the app — see the price before you book
How it works
From download to doctor in three steps
Step 01
Create your account
Register in minutes and set up your secure health profile. No health card number required.
Step 02
Describe your needs & pay
Tell us what you need — a consultation, sick note, or referral — and pay by card.
Step 03
Hear from your doctor
A licensed Ontario physician calls you to complete your appointment — typically the same day.
FAQ
Seeing a doctor without OHIP — common questions
Yes. OHIP is how the province pays for insured residents' care — it is not a requirement to receive care. Patients without OHIP can pay for medical services directly, which is exactly how Doctor Fran works.
Consultations are a flat $82 CAD — sick notes, referrals, and general consultations all cost the same — and follow-up appointments to review results are $59, with documents included and no membership or subscription fees. The only exception is insurance and disability forms, which are priced separately in the app. Pay by credit, debit, Apple Pay, or Google Pay.
Yes. Doctor Fran currently serves patients located in Ontario, Canada only.
Sources & references: Ontario Ministry of Health — Apply for OHIP and get a health card; College of Physicians and Surgeons of Ontario (CPSO) — public register. This article is for general information only and is not medical or legal advice.
No OHIP? You can still see a doctor today.
Download Doctor Fran and book a consultation with a licensed Ontario physician in minutes.